Wellcome to BTL Mortgage!

There’s no question about it – buy to let mortgages have recently had a lot of horrendously bad press. Newspapers have been full of stories about gullible individuals who got greedy and careless, staking and then losing all they had – and then some - in a wild grab at the buy to let mortgage windfall.

Coming as a rude awakening, the lending crisis and the house price fall have reminded them and their dodgy agents that this is not the way this could be made to work. And yet we can say with confidence that, when used wisely, buy to let mortgages can be a shrewd investment tool that could be instrumental in securing your financial future. After all, even the gloomiest of financial experts agree that house prices are bound to start growing again – the question is whether this will happen in a year’s or in two years’ time. This can mean only one thing: now is the time to start planning and preparing for your strategic move into the market. As long as there are people getting married or divorced, going to university or moving in order to follow a job, there will surely be demand for a place to rent!

As with many other things in life, the devil is in the detail: it is crucial to choose your property in a promising location where it will rise in value, as well as having some savings to fall back on in case you get unlucky and your to-let property stays vacant for a while. You would need to make your property attractive for the kind of tenant you are targeting, at the same time keeping within the budget. You may want to carefully consider whether it is more efficient for you to invest your own time and, possibly, labour into maintaining the property - or to hire a third party to do that for you.

And this is where we come into the picture: to help you make the right decisions, you need a professional and dedicated mortgage broker whose judgement you can rely on. We’ll do our utmost best to offer you the kind of opinion and advice that will make this investment work for you.